If you have been experiencing some shortcomings from your insurer regarding your claim, you can join the line of other people in the same boat. The FCA had received 1000 more complaints about General insurance packaged multi-products than last year (2019/2020). The number of complaints is expected to rise as people are left feeling uncertain about their insurance claims.
Many Loss Assessors and Pubic Loss Adjusters in the London area specialise in a range of claims. Some can generalise their claims by having multiple specialists as part of their firm. They will have previous testimonials and descriptions of each of the claim types for you to understand better.
Hiring Your Own London Loss Assessor
Free advice is often given by a local Loss Assessor that will help you understand whom you want to manage your claim. It is also vital to ensure that the line of communication is clear and understand how to get a hold of them.
Once you have decided on which Loss Assessor to choose, I would recommend then email them with all the details you have of your claim, including values, dates and updates—asking them to call you upon receipt to confirm their services.
As mentioned above, it is vital to ensure that the Loss Assessor you choose has fast response times and has a clear layout of their staff and contact details.
Claims a Loss Adjuster or Loss Assessor Deals With
Some claims management firms may specialise in certain types of claims. Being a specialist means that they only have the expertise for that area, as most firms have experts that can deal with most types of claims. If they are open to all claim types, they will typically have many years of experience in the field.
Typical claims are generalised into the following categories:
- Fire Damage
- Impact Damage
- Flood Damage
- Criminal Damage
- Business Interruption Claims
- Escape of water
- Burst Pipe
Although some claims may only be small, it is always worth reaching out for advice to know that you are getting the most out of your claim, giving you a better chance of getting back to pre-loss condition.
Cost and Summary
Some Loss Assessors may offer a free service when deciding to use their network of surveyors and contractors. However, some loss assessors may charge a percentage of the claim; it is usually negligible compared to the increase in a claim payout.
If you have a Loss Adjuster provided by the insurer and are unhappy or want someone else to manage the claim on your behalf, then a loss assessor is for you. The Loss Assessor will work directly for yourself and will usually be incentivised by a percentage of the claim payout, meaning you are both wanting the most from the claim.…